It is always a good rule of thumb to have a backup bank account in case you lose your bank card or it gets stolen. If your working or stuck you may not be able to make it to the bank to withdraw your money with ID. I recommend applying for a monese backup Mastercard as it is a good phone app bank that allows you to withdraw and spend like a normal bank card. The bonus of this card is that each time you refer a friend in Europe you get £10 which is unlimited. You can process upto £40K in one transaction and hold a £40K limit at any one time. A normal bank account does not allow you transfer this much in one transaction so as a back up bank this is a huge bonus. Get a Monese card: Free all across Europe. Get a free card and free £5 and bank and £10 per mate who you sign up. NO LIMIT on referrals. Scan the code or download the monese app and enter referral code : LKC5L89S who has bad credit and cant get a bank account? free all across Europe everyone accepted and get £5
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